Chase transfer partner
How to Transfer Chase Points to IHG One Rewards (2026 Guide)
Transferring Chase Ultimate Rewards to IHG One Rewards is rarely the smartest move you can make with your points — IHG's redemption values are consistently the lowest among Chase's hotel partners. But there are a handful of situations where it earns its place.
By the Point Finder team · Updated 2026-07-17 · Ratios and transfer times verified against issuer transfer pages
- Ratio
- 1:1
- Transfer speed
- About 1 day
- Alliance
- None
- Type
- Hotel
The short version
Chase Ultimate Rewards points transfer to IHG One Rewards at 1:1, about 1 day. Generally the weakest-value hotel transfer; rarely the best use of Chase points.
Why IHG Is Chase's Weakest Hotel Transfer Partner
Chase points transfer to IHG at a 1:1 ratio, landing within about a day. But IHG One Rewards points are worth less, on average, than Marriott Bonvoy and World of Hyatt points, and meaningfully less than a Chase point redeemed through Chase Travel or transferred to an airline partner.
A Chase point transferred to a strong airline partner generally clears well over a cent of value on a good redemption. An IHG point redeemed for a typical stay tends to land closer to half a cent.
When Transferring to IHG Still Makes Sense
The clearest case is a point shortfall: you're already an IHG loyalist a few thousand points short of a free night, and moving a small batch closes the gap instantly.
The second case is a genuine high-value redemption at the top of IHG's chart — a luxury InterContinental, Regent, or Six Senses property during a period of elevated cash rates.
The third is stacking IHG's fourth-night-free benefit onto an already-strong redemption.
Better Alternatives to Consider First
Before transferring to IHG, run the math on paying with an IHG-branded credit card instead, or a cash-and-points booking, which frequently beats an all-points redemption at mid-tier hotels.
Sweet spots worth booking
| Route | Cabin | Points |
|---|---|---|
| InterContinental hotels (off-peak pricing) | N/A - use property tier instead | ~40,000-70,000 points/nightBest when cash rates are elevated well above $300-400/night. |
| Hotel Indigo in expensive city-center locations | N/A - use property tier instead | ~30,000-40,000 points/nightCan align with the IHG Premier card's anniversary free-night certificate. |
| Holiday Inn Express and Staybridge Suites in secondary markets | N/A - use property tier instead | ~10,000-25,000 points/nightA reasonable use of a small top-up transfer. |
How to transfer Chase points to IHG One Rewards
- 1Confirm you hold an eligible Chase card — Sapphire Preferred, Sapphire Reserve, or Ink Business Preferred.
- 2Price the specific IHG stay in points and in cash-and-points before transferring anything.
- 3Log in to Chase, select IHG One Rewards, and enter the exact number of points needed.
- 4Watch for a limited-time transfer bonus before you move points.
- 5Allow about a day for the points to post.
- 6Book directly on IHG's site or app, applying fourth-night-free if eligible.
Tips before you transfer
- •Transfer only the exact amount needed for a specific, already-priced booking.
- •Compare cash-and-points pricing before committing full points.
- •An IHG co-brand credit card's free-night certificate often beats transferring Chase points outright.
- •Check for an active Chase-to-IHG transfer bonus before moving points.
- •If weighing IHG against Hyatt or an airline for the same trip, transfer to Hyatt or the airline first.
Frequently asked questions
What is the Chase to IHG One Rewards transfer ratio?
1:1, with no standing bonus.
How long does the transfer take?
About a day.
Which Chase cards can transfer to IHG?
Sapphire Preferred, Sapphire Reserve, and Ink Business Preferred.
Is IHG a good use of Chase points?
Usually not — it's generally the weakest of Chase's hotel transfer partners, best for a shortfall top-up or a specific luxury redemption.
Is it better to use an IHG credit card instead of transferring Chase points?
Often yes, since IHG's co-brand cards deliver a free night without touching flexible points.
Related transfer guides
Other Chase hotel partners:
Want deals that already use these transfer partners?
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